Allianz Microinsurance - Learning to insure the poor

Project Context

For five years, Allianz has developed and implemented insurance products for low-income consumers. The credit-life model has proven successful in Indonesia, is growing fast in India, and is now replicated in a number of African countries. Property and health insurance products have been added to the portfolio in India. These first years of experimentation have led to a wealth of insights on how to design, deliver and scale sustainable micro-insurance products.

Project Objective

The study "Learnin to insure the poor" seeks to consolidate the insights Allianz has gained in the first years of micro-insurance development. These insights shall be made available to journalists, partners, policy makers, employees and customers to bring them on board of this learning journey and support Allianz' efforts to make effective risk management services available to all.

Project Output

A brief publication including:

• Case studies on existing Allianz micro-insurance projects
• Key facts on the state of micro-insurance today
• Perspectives from experts on the future of microinsurance